Podcast

Listener Q&A with Mike Jesowshek CPA (10/18/2023)

On this Podcast we answer listener questions! If you have a question you would like discussed on a future episode, submit it now!

  1. Go to www.TaxSavingsPodcsat.com
  2. Click Podcast
  3. Scroll to the Bottom and Submit Your Question

You never know, your question may be on the next Q&A session. Below are today’s questions, tune into our Podcast to hear the answers!


Brett: Here’s a question I haven’t found an answer to anywhere on the internet…I am a business owner of an S Corp with a SIMPLE IRA plan. We do an elective 3% match contribution for employees. As owner, this year I am projected to make $200,000. $50,000 of that is in W2 salary, and the other $150,000 is from distributions. Is the 3% employer match based on just the W2 salary portion or can it match the full $200,000 including distributions? Thanks!!

Christine: Do I have to get an EIN number as a Sole Prop to pay my 16 year old for minimal work? He is the only employee I have. Thank you.

Sadie: My husband and I recently started a digital marketing agency. We are a multi-member LLC.
Can we claim our clients ad spend as an expense, and if so, how do we categorize it for tax purposes?

Lacy: Since it’s already late in the year, can I still convert my LLC into an S Corp? Is that an audit red flag?

Shaquita: If I have a business that has a location outside of my home but also do part of my work from home, could any part of adding an addition to my home be tax deductible?

Richard: What happens if I do not take a reasonable salary for my S Corp? I currently have not ran payroll this year or last year. 

Jordan: My business has lost money the past 3 years but things are looking to turn around this year. Can I use those prior losses or are they gone?

Danielle: Is anyone familiar with 1099ing a mechanic? I’ve tried to do some research but it isn’t very clear. I’ve been told we can’t because it would be a nightmare. Then I’ve read that we can. I’m very confused!

Josh: I own a landscaping business taxed as an S Corp. I’m looking to hiring my kids (8 and 10) but just don’t know what to do to ensure I’m doing everything correctly. Please help!

Anonymous Facebook Group Member: Wife is a third year real estate salesperson(agent) in CA. She has done much better this year compared with prior years. She likely gross $250k in commission. Operating as an llc, S-Corp status, pays herself as only w-2 employee. Will probably have about $150k in pass through profit. Don’t really want to pay too much in taxes. Need strategy suggestions to count towards deductions. Thanks.

Anonymous Facebook Group Member: I have an LLC (taxing as S-Corp). I accidentally paid my 1040ES (estimated personal tax) from my business account. Can I set this transaction as owner draw? Thanks

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